Fixed Rate Mortgage Financing: With our fixed rate financing option you can have the stability of a set monthly payment each month. Enjoy the peace of mind that comes from having a fixed rate mortgage.

Bi-Weekly Mortgage Financing: Want to pay your home off faster than a standard 30 year fixed loan will allow? With our bi-weekly mortgage you make 1 extra payment each year which will reduce the amount of interest you will pay over time.

To see how much you can save over time, click here for the Advanced Mortgage Calculator.

(At any time, you may use the Financial Calculators listed at the top of each page)

See how much you will save over time!

First Time Homebuyer Mortgage Financing:

1. VHFA - VHFA is not a conventional financial institution that makes home loans directly to consumer. Instead, they work with participating lenders to make sure their low-rate loans are available to all eligible homebuyers.
   
   
2. My Community Mortgage - MyCommunityMortgageTM makes it easier than ever to afford a home of your own. With MyCommunityMortgage, you may need little or no contribution from your own funds (funds for down payment and closing costs can come from a variety of sources including gifts; grants; loans from relatives or nonprofit groups; employer assisted housing; or a secured loan from a lender). And with MyCommunityMortgage, your lender will work with you to consider all types of income and credit histories to help you qualify for the mortgage you need.
   

Have you asked yourself: "How much House can I afford?" Click on Go to calculators Now at the right of the page to find out.

Refinance Mortgage Financing: Do you have equity in your home that you would like to tap into? Do you have an adjustable rate that you would like to convert to a fixed rate? Ask us about our flexible refinancing options.

Construction Mortgage Financing: Allow Peoples Trust Company to help you build your dream home with our flexible construction loan program.

Meet our Mortgage Lenders now!